Just Exploring Your Options
Learn Without the Pressure
- Renting vs Buying – What Makes Sense for You?
- Understanding Costs, Incentives & Timing
- How to Prepare (Even if You're Not Ready Yet)
- Casual Chat — No Expectations or Sales Pitch
First-Time Buyer Guide
Explore Key First-Time Buyer Topics
Buying Your First Home? Let’s Make It Simple.
Buying a home for the first time can feel overwhelming, but it doesn’t have to be. At Harris Homes & Co., we guide first-time buyers across Durham Region, Clarington, the GTA, and Northumberland with personalized support, honest advice, and real value at every step.
Why First-Time Buyers Choose Harris Homes
- Understand the buying process from start to finish
- Set a realistic budget (with mortgage pre-approval for all situations)
- Explore communities and homes that fit your lifestyle and future goals
- Navigate the market with confidence
- Take advantage of our VIP Buyer Rebate Program
You don’t need to figure it out alone. We’ve got your back.
Our VIP Buyer Program: Real Support. Real Savings.
We know every dollar matters-especially on your first home purchase. That’s why we offer:
- Exclusive buyer rebates
- Early access to listings
- Trusted mortgage and legal partners
- One-on-one support-no pressure, ever
“We didn’t know where to start. Geoff broke everything down, answered our questions, and helped us buy with confidence-and we even got money back!”
- Sarah & Kevin, First-Time Buyers in Oshawa
What to Expect as a First-Time Buyer
- Let’s Talk: We start with a no-obligation call to understand your goals and timeline.
- Get Prepared: We’ll connect you with trusted mortgage pros and help you understand your buying power.
- Start the Search: You’ll get access to listings tailored to your needs-plus off-market opportunities through our network.
- Make Your Move: We’ll help you write competitive offers, handle negotiations, and walk you through every step to closing day.
Service Areas
We help first-time buyers across:
- Durham Region: Whitby, Oshawa, Ajax, Pickering, Clarington, Bowmanville
- Northumberland: Cobourg, Port Hope
- Kawartha Lakes & Peterborough
- GTA & York Region
Ready to Take the First Step?
No pressure. No confusing jargon. Just real advice and guidance built around your goals.
Book Your Free CallCash Back Bonus
We understand the financial commitments associated with buying your first home, from lawyer fees to taxes and move-in costs. Let us be your trusted guide throughout this journey, with a friendly touch to make the entire experience enjoyable and stress-free.
Enjoy up to 1% Cash Back upon Successful Closing
Learn more about this exclusive offer by booking a short intro call today.
Navigate your home-buying journey with clarity and confidence.
Start Here
1
Personalized Consultation
Start your home-buying journey with a personalized consultation. We take the time to understand your needs and goals, guiding you every step of the way.
2
Mortgage Pre-Approval
Understanding your financial situation helps us make the best use of your time:
- Smarter Searches: We show you homes that fit your budget, saving time.
- Clearer Options: Focus on neighbourhoods and properties that align with your lifestyle and budget.
- Confidence in Offers: Strengthen your position when making an offer.
Starting with a clear financial picture helps you find the right home faster and more confidently.
3
Going Beyond the Standard Property Search
We conduct a thorough property search using your criteria, covering MLS listings, off-market opportunities, and more. We also flyer neighborhoods and connect with homeowners who might sell in the future. We don’t just rely on listings; we’re committed to finding the right home for you.
4
Property Tours, Expert Guidance, Pressure-Free Decisions
We explore selected properties together, providing insights and pointing out details that matter to you. We aim for transparency, giving you all the information you need to make informed, pressure-free decisions.
5
Securing The Best Deal For You
When you find "the one," we use our negotiation skills to secure the best deal possible. We focus on maximizing value, ensuring every detail works in your favor. Our market expertise ensures you move forward confidently, knowing we’re advocating for you every step of the way.
6
Accepted Offer & Deposit
This is an exciting step! Be ready to deliver your deposit—typically within 24 hours of acceptance. We ensure this process is seamless, exploring flexible options if your funds aren’t immediately liquid, so the deposit won’t hold you back.
7
Navigating Due Diligence with Confidence
Once the offer is accepted, we address conditions such as inspections and financing. We coordinate all due diligence tasks, providing clear advice to ensure you feel fully informed and confident throughout this stage.
8
Firming Up and Preparing for Closing
Congratulations - you've firmed up! We guide you through the final steps, coordinating with your lawyer and lender to ensure everything is in place for a smooth transition to closing day.
9
Ensuring a Seamless Closing Process
As the closing day approaches, we work closely with your lawyer and other parties to ensure a smooth process. Our focus is on making this transition as effortless as possible, handling every detail for you.
10
A New Chapter Begins - Added Value from Day One
We go beyond closing day to ensure your continued success:
- Buyer Rebate: Receive a rebate that puts money directly back in your pocket, boosting your equity from day one.
- Yearly Home Value Program: Annual updates on your home's value to keep you informed about your investment.
- Client Appreciation Gifts: Quarterly hand-delivered gifts as a token of our ongoing gratitude.
Whether you have questions about your property, need contractor recommendations, or want insights into future opportunities, we’re here to guide and support you throughout your homeownership journey. Let’s move forward confidently together into this exciting new chapter.
Preparing to Buy Your First Home
Start with the Right Foundation
- No-Pressure Buyer Consultation
- How Much Can You Afford?
- Understanding Pre-Approval & Incentives
- Phone Call or Virtual (Zoom)
Pre-Approved & Ready
Confidently Take the Next Step
- Customized Property Search
- Personalized Buyer Strategy
- Offer Prep, Negotiation & Closing Guidance
- Phone Call or Virtual (Zoom)